Is Your Protection Still Good Value
- Or Has Your Situation Changed?
In 30 minutes, we’ll check whether your cover still fits your current life, highlight any gaps or improvements, and confirm if it still represents good value.
Check if you now qualify for lower premiums based on your current situation
Discover which benefits your existing policy may not include
Identify any gaps that could leave you or your loved ones exposed
If we can’t improve your cover, reduce your cost, or add meaningful benefits, we’ll simply recommend you keep what you have.
Watch This Before You Book Your Review
In this short video, we explain what we look for
— and the most common issues we uncover.
CLICK BELOW TO WATCH FIRST!
Owen Peden
Managing Director | Peden Knowles Financial
In a typical review, we help you:
✔ Check if your cover still reflects your current life and responsibilities
✔ Identify any gaps that could leave you or your loved ones exposed
✔ See what’s changed in protection since you last reviewed your policy
✔ Understand whether you could improve your cover or reduce your cost
You Might Now Qualify To Pay Less - Or Get Better Cover
Protection is priced based on your personal risk and circumstances at the time you take it out.
But those things don’t always stay the same.
Even small changes can make a difference
Moved to a lower-risk occupation
Stopped smoking
Improved your health or BMI
Each year, we help hundreds of clients review their protection arrangements — often identifying opportunities to improve cover or reduce costs simply because their circumstances have changed.
Why It's Important To
Regularly Review Your Protection
As part of FCA Consumer Duty, we’re required to ensure that any protection we arrange continues to represent good value over time.
But more importantly, it’s about making sure your cover still works for you as your life and circumstances change.
If your cover can be improved
→ we’ll show you
If you can save money
→ we’ll tell you
If it’s still right
→ we’ll confirm it
This isn’t about switching policies unnecessarily.
It’s about making sure you’re not left with something that:
- No longer reflects your situation
- Misses newer benefits
- Or isn’t delivering the value it should
Hear From Our Clients
We have recently made our Wills and updated our life, critical illness and income protection insurances with the help of Owen and the whole experience was very smooth, understandable and straight forward. Owen seemed to understand our needs and wants, he was approachable, friendly, helpful and professional.
Szilvia
Marie, Owen and everyone we've had dealings with have been so helpful & informative when renewing our mortgage, our life insurance & Wills. We had no idea but they have helped every step of the way. We would certainly recommend Peden Knowles to anyone. Thank you for everything
Russell & Fiona
Marie is always so helpful, approachable and professional. She takes the stress of sorting out our mortgage and life insurance away and I couldn't ask for better.
Amy Browne
Your 30-minute Protection Review
In one short call, we will:
Review your current cover
Identify gaps or overlaps
Compare against the latest policies
Highlight improvements (if available)
Recommend next steps clearly
No jargon. No pressure. Just clarity.
If we can’t improve your cover, reduce your cost, or add meaningful benefits, we’ll simply recommend you keep what you have.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Peden Knowles Financial Ltd, registered in Northern Ireland at Titanic Suites Belfast, 55-59 Adelaide Street, BT2 8FE (NI632933). Registration number - NI632933. Peden Knowles Financial Ltd is an Appointed Representative of PRIMIS Mortgage Network a trading name of First Complete Limited. First Complete Limited is authorised and regulated by the Financial Conduct Authority. Most Buy-to-Let mortgages are not regulated by the Financial Conduct Authority. The guidance contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK. Registered office address - Titanic Suites, 55-59 Adelaide Street, Belfast, Northern Ireland, BT2 8FE. Trading addresses - Titanic Suites Belfast, 55-59 Adelaide Street, Belfast, BT2 8FE / Dunmore House, 10 Dunmore Street, Coleraine, BT52 1EL. For mortgages, no fee will be charged. We will be paid a procuration fee from the lender. For insurance products we will receive commission from the product provider. We will not charge separate fees for these services